Its obvious it will be worth less but regardless, the point of insurance companies is indemnification, as long as they give you back the car as is, they have done their job. For example, if you have a faded red car and someone hits your door, all they are obligated to pay for is a new door and paint. Now the new door will be off color to your faded car. But their obligations have been fulfilled. My car right now is worth around 85K according the Blackbook. State Farms total loss percentage changes depending on the total value of the car. Its its a 20K car, I can see a total loss at 50%, but at 100K its 70%. They sent me the matrix.
Wow i just read my own post and I sound like some of the A HOLES that love to argue in this deductive manner on the forums. I apologize!!!!!!
Don't worry, after 24 hours you'll be feeling better in some way or another. At least your safe and sound. Sucks to repair, but you learn after. Did whoever hit you stop? Cause I would be extremely pissed otherwise.
phil your on the forums after the crash your nuts...get yourself to a doctor quick! I know you feel okay but get it put in the records to protect yourself. I'm glad you are okay.
Doctor?? FMINUS has wevos that clank when he walksimp:... shoot to get on a forum after a wreck, no other explaniation!!!:usa:
Phil doesn't need to see a doctor: he is popping those insane Chinese herbal remedies like CRAZY!!! :lol2:
The guy that hit me didnt stop! Bastard! Thanks for the concerns guys but since I have medical insurance and there is no one to sue, I think I may wait a week or so and see how i feel. I am starting to feel some soreness but nothing even really that bad. I still have a detail today! LOL
Take it from an old guy, anything in life can be replaced...except life itself. Glad you are OK, take it easy and rest awhile, tomorrows another day and we're all thankful you'll be around to see it
My foreamrs, right leg, lower back, neck and ribs are really sore, but that makes the detail more fun! Im just glad my BONES dont hurt!
Hang on a second you git banged around yesterday, are sore now, haven't been to a Dr, and are now doing a detail.... Man you are nucking futs!!! Hey bro, get yourself to a chiro..
Phil-not sure about the financial implications for you. IOW, if you've leased your car, the diminished value note previously posted is important. Of course, you've probably already thought of that. Were you able to get even a partial plate ID or other description? What a mess!
shame that noone stopped or chased the guy down. I know what you mean about it all happening so fast, same thing happened when I crashed my car in the summer. Guy who caused the accident left and the rest gets left on your shoulders
Damn! OTOH, someone--the guy who hit you--has some damage to his car which may provide a lead at some point in time. I sure hope so! Again, glad you're all right.